二、听力填空
Directions: In this section, you will hear a passage three times. When the passage is read for the first time, you should listen carefully for its general idea. When the passage is read for the second time, you are required to fill in the blanks with the exact words you have just heard. Finally, when the passage is read for the third time, you should check what you have written.
37、听材料，回答下列问题：
Every year, IBM Corporation chooses five new technologies it believes will change the world within the next five years. The IBM list is called "Five in Five." The company says it ____26____ its own research and the new directions of society and business when identifying the technologies.
This year, the list describes some future devices that will extend our five senses. Imagine ____27____ clothes online and touching your computer or smartphone to feel the cloth. IBM Vice President Bernie Meyerson predicts that technology could be ____28____ in the next five years.
Touch is just one of the senses that computers will help to____29____IBM says smart machines will soon be able to____30____the environment and give us information about the sounds they hear. For example, Bernie Meyerson says an____31____speech recognition system will tell new parents why their baby is crying and smart machines will also help identify medical conditions. If you____32____on your computer or cell phone, the machine will study____33____molecules in your breath. Then it can tell you whether you need to see a doctor.
In the near future, built-in cameras in our personal computers will be able to examine and name colors and recognize images. Mr. Meyerson says IBM scientists are also developing a computer system that can examine and____34____food molecules to create the most popular flavors and smells. Mark Maloof is a computer science professor at Georgetown University. He says he hopes the progress that IBM is____35____will lead more students to create future inventions. Professor Maloof says advances in computer technology will make what now seems like science fiction a part of our everyday lives.
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Part II Listening Comprehension (30 minutes)
Section B
Directions: In this section, you are going to read a passage with ten statements attached to it. Each statement contains information given in one of the paragraphs. Identify the paragraph from which the information is derived.
You may choose a paragraph more than once. Each paragraph is marked with a letter. Answer the questions by marking the corresponding letter on Answer Sheet 2.
47、根据下面内容，回答47-56题。
[A] We apply for credit for many reasons-maybe it's to buy a new car, house, computer, or get a student loan. However, that there is a special number that can determine whether you can do these things, or at least how much it will cost you. A credit score is a number that is calculated based on your credit history to give lenders a simpler "lend/don't lend" answer for people who are applying for credit or loans. This number helps the lender identify the level of risk they may be taking if they lend to someone. The credit score is quicker and less subjective. It's the credit score that makes it possible to get instant credit at places like electronics stores and department stores.
[B] Although there are several scoring methods, the method most commonly used by lenders is known as a FICO because of its origins with Fair Isaac Corporation. Fair Isaac is an independent company that came up with the scoring method and software used by banks and lenders, insurers and other businesses. Each of the three major credit bureaus (Experian, Equifax and Transunion ) worked with Fair Isaac in the early 1980's to come up with the scoring method.
[C] The three national credit bureaus each have their own version of the FICO score with their own names. Equifax has the Beacon system, Transunion has the Empirica system, and Experian has the Experian/Falr Isaac system. Each is based on the original Fair Isaac FICO scoring method and produces equivalent numerical results for any given credit report. Some lenders also have their own scoring methods. Other scoring methods may include information such as your income or how long you've been at the same job.
[D] Think of your credit score, like your grade in school. A teacher calculates grades by taking scores from tests, homework, attendance and anything else they want to use, weighting each one according to importance in order to come up with a final single number (or letter)score. Your credit score is calculated in a very similar manner. Instead of using the scores from pop quizzes and reports you wrote, it uses the information in your credit report.
[E] 35 percent of the score is based on your payment history. This makes sense since one of the primary reasons a lender wants to see the score is to find out if (and how timely)you pay your bills. The score is affected by how many bills have been paid late, how many were sent out for collection, any bankruptcies, etc. When these things happened also comes into play. The more recent, the worse it will be for your overall score.
[F] 30 percent of the score is based on outstanding debt. How much do you owe on car or home loans? How many credit cards do you have that are at their credit limits? The more cards you have at their limits, the lower your score will be. The rule of thumb is to keep your card balances at 25% or less of their limits.
[G] 15 percent of the score is based on the length of time you've had credit. The longer you've had established credit, the better it is for your overall credit score. Why? Because more information about your past payment history gives a more accurate prediction of your future actions.
[H] 10 percent of the score is based on the number of inquiries on your report. If you've applied for a lot of credit cards or loans, you will have a lot of inquiries on your credit report. These are bad for your score because they indicate that you may be in some kind of financial trouble or may be taking on a lot of debt (even if you haven't used the cards or gotten the loans). The more recent these inquiries are, the worse for your credit score. FICO scores only count inquiries from the past years.
[I] 10 percent of the score is based on the types of credit you currently have. The number of loans and available credit from credit cards you have makes a difference. There is no magic number or combination of types of accounts that you shouldn't have. These actually come more into play if there isn't as much other information on your credit report on which to base the score. This information is compared to the credit performance of other consumers with similar histories and profiles.
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